💰 Loan Against Mutual Fund

Unlock the value of your mutual fund investments instantly. With InvestaMoney, you can get a loan against your equity or debt mutual funds at competitive rates while keeping your long-term wealth growing.

Instant Funds, Zero Impact on Your SIPs

Loan Against Mutual Fund (LAMF) is the smartest way to meet your urgent financial needs. Instead of redeeming your units and losing out on future growth, you can simply pledge them as collateral and get an overdraft facility or a term loan.

Why Choose LAMF with InvestaMoney?

We partner with leading banks and NBFCs to provide you with the best LTV (Loan to Value) ratios and the lowest interest rates. Whether it's for a medical emergency, business expansion, or personal use, our digital process ensures you get funds within hours.

Key Benefits

Get instant liquidity without selling your mutual fund units
Continued benefits of compounding and dividends
Lower interest rates compared to personal loans
Pay interest only on the amount utilized
No pre-payment or foreclosure charges
100% digital process with quick disbursal

Eligibility & Requirements

Indian residents aged between 18 to 70 years
Holdings in approved mutual fund schemes (Equity/Debt)
Minimum loan amount starts from ₹25,000
Valid PAN and Aadhaar for digital verification
Bank account linked with the mutual fund holdings

Check Your Eligibility

Fill in your details and our LAMF specialist will contact you shortly.